OPINION: KiwiSaver has had many successes in its 10 years of operation. But its biggest failing may be that it is increasing the divide between those who are "better off" and those who are not.
The retirement savings scheme now has almost 3 million members and $40 billion under management.
But in 20 years' time it could be quite apparent that those who have done the best out of it are people who were set for a more comfortable retirement, anyway.
from
http://www.stuff.co.nz/business/money/94654128/Susan-Edmunds-Is-KiwiSaver-just-making-the-rich-richer
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