Consumers may be caught out without phone cover

Are you permanently connected to your smartphone?

Insurers are warning that there are some potential fish hooks that could get in the way of an insurance claim if you ever have to replace it.

Richard Godman, manager of technical underwriting for personal insurance at Vero, said people needed to understand how their insurance cover worked.

"New Zealanders are increasingly using their insurance cover to claim for smaller losses like mobile phones, and that can have an impact on cover limits."

from
http://www.stuff.co.nz/business/95133266/Consumers-may-be-caught-out-without-phone-cover