Over 50 and broke: Have you left it too late to start saving?

There would be few New Zealanders who have missed the memo that we should be saving for retirement.

KiwiSaver, which just ticked off its 10th anniversary, has got many of us saving for retirement in an organised way for the first time in our lives.

But what if you're nearer retirement, and have not started to think about saving for it, yet?

Financial experts say while it's better to start earlier in life, it is never too late to save for your retirement.

from
http://www.stuff.co.nz/business/94727697/Over-50-and-broke-Have-you-left-it-too-late-to-start-saving