A little lapse of memory can cause a whole heap of heartache.
Lapse is industry jargon for an insurance policy being cancelled because the the premium hasn't been paid.
When a lapse happens by accident, it can cause financial heartache in a family already facing tragedy.
รข€‹One woman discovered a life insurance policy had lapsed as her terminally ill husband lay on his deathbed.
from
http://www.stuff.co.nz/business/money/90372982/Lapses-of-memory-that-cause-insurance-heartache
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