There's good news and bad news for first-home buyers.
The good: You do not have to have a 20 per cent deposit to get a home loan.
The bad: Even if you are earning a good income, you will struggle if you try to buy alone.
That is according to mortgage broker Campbell Hastie, of Go2Guys.
from
http://www.stuff.co.nz/business/91001011/85k-income-not-enough-to-buy-house-in-much-of-NZ
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