Four years ago Vicki Lanini had a credit card debt of A$14,000 (NZ$14,600). Now she's a home owner and she has just spent five weeks in Bali without any help from a credit card.
from
http://www.stuff.co.nz/business/money/87317036/Consumer-credit-the-best-way-to-borrow-money-and-pay-off-debt
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